When people hear the word "cancer," one of the first thoughts that comes to mind — right after fear — is cost. Many assume that a cancer screening test is expensive and out of reach. But the truth in India is quite different: most basic cancer screening tests are affordable, and some are even free under government schemes.

Whether you go to a private clinic, a government hospital, or use your health insurance, this guide will show you exactly what a cancer screening test costs in India — and how you can save money without compromising on care.

What a cancer screening test usually costs in India

Here’s a rough idea of common cancer screening test costs in major Indian cities:

• Mammogram (breast cancer): ₹800 to ₹2,500

• Pap Smear (cervical cancer): ₹400 to ₹1,500

• PSA Test (prostate cancer): ₹500 to ₹1,200

• Colonoscopy (colon cancer): ₹2,000 to ₹6,000

• Low-dose CT Scan (lung cancer): ₹2,000 to ₹4,500

• CA-125 test (ovarian cancer): ₹800 to ₹1,800

• Stool tests for colon cancer (FIT/gFOBT): ₹300 to ₹600

While these prices vary by lab and city, most cancer screening tests fall within the ₹500–₹2,500 range — which is surprisingly affordable when compared to the cost of treating cancer later on.

What’s covered under insurance?

Many corporate and personal health insurance policies now include preventive care. That means your cancer screening test might already be covered — especially if it’s part of an annual health checkup package.

Key tips:

• Ask your HR department or insurer if your plan includes preventive screenings.

• Many policies cover mammograms, Pap smears, and PSA tests.

• Some plans may require a doctor’s referral for reimbursement.

If you're over 40, some insurance providers even offer full-body checkups and cancer screening test bundles annually as part of your coverage.

Free or subsidised cancer screening test options

In India, the government runs several national programs that offer cancer screening tests either for free or at very low cost. These are usually targeted at early detection in rural and underserved communities.

• Ayushman Bharat Scheme: Some eligible citizens can access free cancer screening tests through empanelled hospitals.

• State Health Missions: Many states run cancer awareness and screening camps at Primary Health Centres (PHCs).

• Tata Memorial & AIIMS: These public hospitals often provide low-cost or subsidised screening services.

So if affordability is a concern, public hospitals are a smart and safe choice for routine cancer screening tests.

How to save on cancer screening test costs

1. Compare labs: Prices for the same cancer screening test can vary greatly. Use online platforms like 1mg, Healthians, or Practo to compare.

2. Opt for packages: Many diagnostic centres offer cancer screening bundles (e.g., women’s health package, senior citizen package) that include multiple tests at a discounted price.

3. Check for offers: Around health awareness months (like Breast Cancer Awareness in October), many labs provide discounts on cancer screening tests.

4. Book online in advance: Pre-booking a test online often comes with up to 30% off, especially in metro cities.

5. Go to medical colleges or government hospitals: These centres charge significantly less and follow standard protocols.

What’s usually not included

• Advanced imaging like PET scans or MRIs are not part of basic cancer screening tests. These are diagnostic tools and are ordered only if something suspicious is found.

• Genetic tests (like BRCA gene testing) are usually not covered under standard plans and can cost upwards of ₹15,000–₹25,000.

• Biopsies are not screening — they are diagnostics. If your cancer screening test finds something abnormal, this step comes next and may cost more.

Final thoughts

A cancer screening test doesn’t have to be expensive. In India, with so many affordable, accessible options — and increasing insurance support — it’s easier than ever to prioritize your health without breaking the bank.

Don’t wait for symptoms. Don’t let cost be your excuse. Check your options, compare rates, and take the first step. A small amount spent today on a cancer screening test could save you from the emotional, physical, and financial burden of cancer tomorrow.